I am an ardent believer in the private sector and the use of that sector to propel development instead of government or the public sector. I have always been against government creating jobs directly instead of facilitating that creation using the private sector with prudent policies and directions. And this is the reason behind my joy over the Bank of Ghana’s decision to get a central switch established by and operated by a private sector company to interconnect mobile money payments. The contract we are told had been awarded but the aftermath has been a rather sad spectacle.