Education and Educators across the globe work so hard to include a wide array of studies within the required curriculum for students and young adults. However, the most important aspect of life, financial/money management which is a key component for students of all ages is not thought in school. Even though financial literacy and money management is crucial to successful “adulting,” and life, there is no teaching of it in any school. Until that change happens, though, here are the five key concepts to work on in order to improve your financial literacy. Mastering these aspects won’t always be easy but, with a little bit of practice, will benefit you for a lifetime. This is the reason why JERRY JELILI AFOLABI, has being teaching these courses and writing on them for the benefit of the people of Ghana and Africa.