Introduction

I have read an article by Bright Simons on his webpage captioned “No, Ghana Card is NOT “for” Ghana; it is RIPPING OFF Ghana”, suggesting that the Ghana Card is not the property of Ghana under the current PPP arrangement but for Margins ID Group. Margins ID Group owns majority stake in IMS Ghana Limited and IMS II Ghana Limited, the Special Purpose Vehicles (SPVs) created to ring fence the project. The article also portrayed Margin ID Group as ripping Ghana off as a result of the project. The article further claims that in 2017, the NIA had already captured 15 million Ghanaians.