If Mr. John Stephen Gilchrist (aka) Steve J Gilchrist could not be grateful at all, the last thing he shouldn�t do is to be so vile and wicked by accusing me and my Ghanaian friends of defrauding him. I would want to believe that as intelligent and a good orator who has a good command in English as his first language, Mr. Gilchrist totally misunderstood the use of the word defraud and dupe this time around.