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Access Bank Ghana and Intercontinental Bank Ghana has announced its ATM services will from immediate effect be free. Prior to this, the two were charging 70pesewas for the use of its ATMs for all combined card holders. The withdrawal of the fees follows the announcement of the business combination between Access Bank plc and Intercontinental Bank plc, which made Intercontinental Bank Ghana, a subsidiary of the Access Bank. In addition, customers of Access Bank can deposit money at any of the 33 branches operated by both banks across Ghana. These two benefits are the first dividends of the customer-focused approach of the combined banks according to the officials of the bank.